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John Lewis Home Insurance offers both buildings insurance and contents insurance. Also, in addition to John Lewis standard home insurance cover, John Lewis additionally provide optional insurance policy features which you can purchase for an additional cost. With this method you can then tailor the insurance cover to suit your specific needs or budget constraints.

You'll find a wealth of useful information about home insurance in general, and specifically about John Lewis Home Insurance at the John Lewis insurance website, including helpful pages about: Buildings and Contents Insurance; Identity Theft Cover; Accidental Damage Cover; Personal Possessions Cover; Valuables Insurance; Second Home Insurance; Holiday Home Insurance; Buy-to-let properties; and also Homes abroad.

Suffice to say that John Lewis Home Insurance is very comprehensive, with Essential, Plus or Premier Cover to suit every type of property, and every type of budget.

• JD Williams • M&S Home Insurance • Chums Direct

While your home is probably one of the most expensive purchases you'll make, the contents are often quite valuable too, and so John Lewis Home Contents insurance covers the value of the belongings in your home.

Thus, John Lewis contents insurance covers the property you would usually take with you when you move house (such as furniture, for example), while John Lewis buildings insurance covers the actual structure of your home. Some policies may also cover associated out-buildings (check website for full details).

Very often people will purchase both types of insurance together (i.e. Home and Contents Insurance), but the choice is yours, and your circumstances will, of course, dictate which options work best for you.

Suffice to say that buildings insurance from John Lewis can range from the most basic to the most comprehensive cover, but is always priced extremely competitively.

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